Secure peace of mind with Cover Plus, a personal accident insurance by Generali Insurance Malaysia. Enjoy protection and benefits for less than RM1/day for you and your family. Get a quote now!
The benefit(s) payable under eligible product is protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact Generali Insurance Malaysia Berhad or PIDM (visit www.pidm.gov.my)
We offer reassurance with the specified benefit amount if death occurs within a year of an accident, solely due to that accident.
Receive reimbursement for accident-related medical and surgical expenses, with coverage up to RM20,000.
Receive payment for permanent disability (total or partial) caused solely by an accident within one year.
Stay claim-free and receive a 20% rebate on premiums paid directly to your account in the 14th month.
Get reimbursed for accident-related hospital stays lasting at least 6 hours, up to 365 days.
Get your 12th-month premium waived when you've paid premiums for the preceding 11 months.
Our extra personal accident coverage offers added protection and benefits beyond the standard policy, providing extra security and peace of mind at no additional cost!
Covers death or injury during amateur sports, excluding speed contests.
Provides coverage for death if you disappear due to an accident, with the body not found within a year.
Covers death resulting from drowning.
Protects against death or injury from food and beverage poisoning.
Covers death or injury from violence not caused or contributed to by the insured.
Covers death or injury from harmful snake or insect bites.
Covers death or injury from suffocation due to smoke, fumes, or poisonous gas.
Covers death or injury due to hijacking, with an automatic extension of coverage if hijacked at the end of the policy.
Compare Cover Plus personal accident plans to find the right coverage, so you can make an informed decision based on your needs.
Check out the list of frequently asked questions below that will help you make better decisions on your personal accident insurance purchase.
Cover Plus provides extensive 24/7 worldwide protection for accidental bodily injuries, covering death, disablement, medical expenses, and more. For full details, please refer to the policy.
Cover Plus is a personal accident insurance that provides comprehensive 24-hour worldwide protection to you and your loved ones for bodily Injury caused by accidental death and permanent disablement, medical expenses, and more. Find out the other benefits offered in the table above.
Cover Plus is available for Malaysian citizens, permanent residents (with re-entry permits), and holders of employment, work, student, or dependent passes. The age range is 18 to 65 years, with renewal possible up to 75 years old.
The total premium varies based on your selected plan and our underwriting requirements. Starting 1st March 2024, the premium rates shown include 8% Service Tax and will be charged monthly to your nominated credit card. For more information please refer to the documents below.
Yes, you can cancel your policy by providing written notice. The cancellation will take effect on the first day of the following month after we receive your notification. If no claims have been made during the current policy year, we will refund the premium received for the following month.
We want to make finding a specific document regarding your insurance policy quick and easy. View or download insurance information from your mobile phone, tablet, or PC.
All the documents are in PDF format. You will need Adobe Acrobat Reader to open them. Click to download Adobe Acrobat Reader for free.
Click here for PIDM’s TIPS Brochure.
