Generali Cover Plus PA

Secure peace of mind with Cover Plus, a personal accident insurance by Generali Insurance Malaysia. Enjoy protection and benefits for less than RM1/day for you and your family. Get a quote now!

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Your worldwide personal accident insurance

The benefit(s) payable under eligible product is protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact Generali Insurance Malaysia Berhad or PIDM (visit www.pidm.gov.my)

Accidental Death

We offer reassurance with the specified benefit amount if death occurs within a year of an accident, solely due to that accident.

Accidental Medical & Surgical Expenses

Receive reimbursement for accident-related medical and surgical expenses, with coverage up to RM20,000.

Accidental Permanent Disablement

Receive payment for permanent disability (total or partial) caused solely by an accident within one year.

No Claim Bonus

Stay claim-free and receive a 20% rebate on premiums paid directly to your account in the 14th month.

Accidental Daily Hospital Income

Get reimbursed for accident-related hospital stays lasting at least 6 hours, up to 365 days.

Premium Waiver

Get your 12th-month premium waived when you've paid premiums for the preceding 11 months.

Extra protection at no additional premium

Our extra personal accident coverage offers added protection and benefits beyond the standard policy, providing extra security and peace of mind at no additional cost!

Amateur Sports

Covers death or injury during amateur sports, excluding speed contests.

Disappearance Protection

Provides coverage for death if you disappear due to an accident, with the body not found within a year.

Drowning Protection

Covers death resulting from drowning.

Food and Beverage Poisoning

Protects against death or injury from food and beverage poisoning.

Murder and Assault Protection

Covers death or injury from violence not caused or contributed to by the insured.

Snake/Insect Bite Protection

Covers death or injury from harmful snake or insect bites.

Suffocation Protection

Covers death or injury from suffocation due to smoke, fumes, or poisonous gas.

Hijack Insurance

Covers death or injury due to hijacking, with an automatic extension of coverage if hijacked at the end of the policy.

Protect yourself and your family’s future for less than RM1 a day!

Cover Plus coverage and benefits

Compare Cover Plus personal accident plans to find the right coverage, so you can make an informed decision based on your needs.

Benefits
Accidental Death
Accidental Permanent Disablement
Accidental Medical & Surgical Expenses (Reimbursement)
Accidental Daily Hospital Income
(Up to 365 days per accident)
Plan 50
(RM)
Total credit limit
50,000
50,000
3,000

50

Plan 100
(RM)
Total credit limit
100,000
Individual user analytics
100,000
5,000

100

Plan 200
(RM)
Total credit limit
200,000
200,000
Behaviour analytics
8,000

200

Plan 300
(RM)
Total credit limit
300,000
300,000
10,000

300

Plan 400
(RM)
Total credit limit
400,000
400,000
Behaviour analytics
15,000

400

Plan 500
(RM)
Total credit limit
500,000
500,000
Behaviour analytics
20,000

500

No Claim Bonus
Premium Waiver on every 12th month
Total credit limit
20% Annually on all premium paid
Premium waiver on every 12th month
Total credit limit

Individual user analytics

Frequently Asked Questions (FAQ)

Check out the list of frequently asked questions below that will help you make better decisions on your personal accident insurance purchase.

What does Cover Plus personal accident insurance offer?
What benefits does Cover Plus PA insurance provide?
Who is eligible for Cover Plus PA insurance?
How much is the premium?
Is it possible to cancel my Policy?
Where can I get further information?

Important Documents

We want to make finding a specific document regarding your insurance policy quick and easy. View or download insurance information from your mobile phone, tablet, or PC.

All the documents are in PDF format. You will need Adobe Acrobat Reader to open them. Click to download Adobe Acrobat Reader for free.

  • Generali Cover Plus PDS and Policy Wordings
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